We are not looking to invest in tomorrow’s big winners, as often these solutions can turn out to be the big losers. Instead we seek to build portfolios that aim to achieve steady, consistent performance without the constant worry of loss and extreme fluctuations.
Choosing the most appropriate investment solutions for you involves understanding your financial goals, risk tolerances and just as importantly, your current and anticipated future tax position. There are many different investment opportunities that could fulfil your financial objectives over the medium and long term and as an Independent Financial Adviser, we are not tied to buying a particular provider’s products, nor do we restrict ourselves to particular assets or investments but instead, research the whole of the available market.
In many instances, the underlying investments are just as important as the vehicle used to access them, not least because different investment vehicles have subtly different tax treatments. Using the right combination of investment vehicle, be they ISAs, OEICS, investment bonds, direct holdings, annuities or trusts to name but a few, can significantly enhance long term performance without taking on additional risk.
Unlike many adviser firms Lowes have an experienced, in-house Investment management team who in conjunction with the Technical Department help determine the underlying constituents of portfolios and the appropriate asset allocation with a view to providing the best returns for clients for an appropriate level of risk and without an unwelcome tax burden.
Clients receive regular updates and information concerning their investment portfolio, including a bi-annual portfolio valuation report complete with a commentary on the economic and investment environment. Current valuations and commentary are also available through the Lowes website. The quarterly Lowes magazine features a market update and more investment insight, while the blog provides information on the latest investment issues.
To arrange a free, no obligation consultation or a call back from your Consultant, please complete your details and we will get back to you at the earliest possible opportunity. Alternatively contact us via:0191 281 8811
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