Tax – why pay too much?
You have a right to legitimately reduce your tax burden. We will show you simple, legal steps to reduce the taxes you pay and the potentially significant difference it can make to your wealth.
Financial Planning Seminars
We have been hosting financial planning seminars since 1985, offering an independent view on financial issues that may impact the decisions necessary to achieve your goals, improve your income and protect your family and wealth.
Is attending a seminar valuable to you?
Whether you’re middle aged, approaching retirement or in your later years, getting the most appropriate financial advice to meet your individual circumstances could improve your financial wellbeing for years to come.
Over 99% of the last 6000 attendees rated their attendance as time well spent, which is why spending an hour or so of your time could be invaluable to you.
The seminar presented by Managing Director Ian Lowes will last approximately 70-minutes and is entirely free of charge and without obligation. The presentation will cover the following topics, all timed to ensure that you get the best results from the action you take.
Topics covered include
Investments
For over 47 years, Lowes has developed a unique approach to managing money without taking undue risk. We’ll give you an insight into why clients rate our investment advice so highly.
Pensions
Using the new pension freedoms to your advantage could make a big difference to your financial well-being throughout retirement. Taking the wrong steps could prove costly for you and subsequent generations of your family.
Deposits
Seven years of base rate at 0.5% was followed by it being halved again. This has cost you more than you could imagine. We’ll show you why and how to maximise your return from cash investments and introduce alternatives to fixed term bank accounts.
Inflation
Now a major issue that many have yet to acknowledge. The Retail Prices Index increased by 4.1% in 2017 – how long will your money last if its spending power is eroded at these levels for a prolonged period?
Inheritance Tax
Don’t be fooled - changes in Inheritance Tax rules have lulled many into a false sense of security. We will show you why the extent of the impact of the tax and divulge simple steps you should consider to protect your estate, even if you believe it currently escapes this tax.
Investments to Avoid
Even the most astute individuals can get coerced into new ‘lucrative investment opportunities’ that are ultimately exposed as costly mistakes. No client of Lowes in our forty-six-year history has ever been involved in such a scandal. We will tell you how you too can avoid losing your money.
Long Term Care
Potentially the most cruel “tax” of all. We will show you why you should consider taking steps to protect your home and other assets before it’s too late.
A Little More About Your Speaker
Ian Lowes
Managing Director
Ian Lowes has been the Managing Director of Lowes Financial Management since 2002 after taking over the family business from his father, Ken Lowes, who established the firm in 1971. With over 25 years’ experience in the finance services profession, Ian is a Chartered Financial Planner and is a Fellow of the Personal Finance Society, the highest accolade granted by the CII.
Previously recognised by Professional Adviser as one of the most influential voices in the country, Ian has secured a reputation as a leading authority in financial planning and in particular the structured product sector. As an established figure within the finance sector, Ian has, on a number of occasions, been shortlisted as IFA Personality of the Year and his opinion is regularly sought by finance journalists.
Find out more about Ian Lowes »Over 99% of people who attend our seminar rate their experience as time well spent and these are just a few of their comments:
Latest Lowes blogs
Why drawdown advice makes sense
The Financial Conduct Authority (FCA) recently raised concerns regarding people taking money from their drawdown pension without seeking financial advice.
Long-term care and deliberate deprivation
The spiralling cost of care has provided motive for many individuals to give away property, investments and savings, rather than see them spent on long term care fees.
Lowes recognised as ‘Best Investment Adviser 2018
Lowes are delighted to have won Best Investment Adviser 2018 at the Money Marketing Awards. The awards are one of the financial services industry’s most prestigious awards aiming to recognise the professions leading advisers and providers.
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One of the key issues for retirees, and one that will affect the actions they take in the run up to retirement, is from where to take their income.
Pension Freedoms three-year anniversary
The revolutionary Pension Freedoms have been in force for three years now. First announced by the then Chancellor of the Exchequer, George Osborne, they caught the pensions industry off guard as none of the changes had been previewed before the speech.
The robots are coming...
Recently I’ve been seeing the media talk increasingly about how advances in robotics are going to be impacting our daily lives. Often there is a fear factor in these stories, with predictions of job losses and a Brave New World to which we will all have to adapt...
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