Tax – why pay too much?
We will show you simple strategies to legitimately reduce your tax burden and the significant difference it can make to your wealth.
Financial Planning Seminars
We have been hosting financial planning seminars since 1985, offering an independent view on financial issues that may impact the decisions necessary to achieve your goals, improve your income and protect your family and wealth.
Is attending a seminar valuable to you?
Whether you’re middle aged, approaching retirement or in your later years, getting the most appropriate financial advice to meet your individual circumstances could improve your financial wellbeing for years to come.
Over 99% of the last 6000 attendees rated their attendance as time well spent, which is why spending an hour or so of your time could be invaluable to you.
The seminar presented by Managing Director Ian Lowes will last approximately 70-minutes and is entirely free of charge and without obligation. The presentation will cover the following topics, all timed to ensure that you get the best results from the action you take.
Topics covered include
Investments
For almost 50 years, Lowes has developed a unique approach to managing money without taking undue risks. We’ll give you an insight into why 96% of clients rate our investment advice as ‘good’ or ‘very good’*
Pensions
Significant changes to pensions regulations will benefit many families for decades but prove costly for others. We will show you how many of the pitfalls behind what has changed.
Deposits
Ultra-low interest rates have cost you more than you could imagine. We’ll show you why and how to maximise your return from cash investments and introduce alternatives.
Inflation
The spending power of your capital has been significantly eroded over the last decade. We’ll show you why and divulge simple steps to consider in order to protect your estate.
Inheritance Tax
Don’t be fooled – changes in Inheritance Tax rules have lulled many into a false sense of security. We will show you why and divulge simple steps to consider in order to protect your estate.
Investments to Avoid
Learn what to watch out for and why others are fooled.
Long Term Care
Someone has to pay. We will discuss what to expect and how to protect your assets.
A Little More About Your Speaker
Ian Lowes
Managing Director
Ian Lowes has been the Managing Director of Lowes Financial Management since 2002 after taking over the family business from his father, Ken Lowes, who established the firm in 1971. With over 25 years’ experience in the finance services profession, Ian is a Chartered Financial Planner and is a Fellow of the Personal Finance Society, the highest accolade granted by the CII.
Previously recognised by Professional Adviser as one of the most influential voices in the country, Ian has secured a reputation as a leading authority in financial planning and in particular the structured product sector. As an established figure within the finance sector, Ian has, on a number of occasions, been shortlisted as IFA Personality of the Year and his opinion is regularly sought by finance journalists.
Find out more about Ian Lowes »Over 99% of people who attend our seminar rate their experience as time well spent and these are just a few of their comments:
Latest Lowes blogs
Inheritance Tax and Gifting
HM Revenue and Customs reported a record high for inheritance tax receipts for the last tax year and to date they are reporting further year on year increases. This has been an upward trend over the past decade, since the inheritance tax nil rate band was frozen at £325,000.
Prosper and live long
Research has found that, on average, people expected to reach around age 82 and remain healthy and active until around 77 years old.
Structured Products UK Sector Review 2009-2018
The review showcases how the sector has evolved over the decade following the financial crisis of 2008.
Planning for long term care
In the first of two blogs, Lowes Consultant Nicola Wrightson discusses the importance of planning for long-term care.
Saving enough for retirement
Research by Life Assurer Aegon reveals that 38% of individuals are not confident about their ability to retire comfortably, with many in the dark when it comes to their pension savings and arrangements for funding their retirement.
Avoiding bad deals
I am turning my attention to an area where as Independent Financial Advisers we can have an impact and that is in avoiding bad deal investments.
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