One of the most vital steps you can take to safeguard your family’s wellbeing is to ensure that you have a well prepared will. At Lowes, we understand that contemplating your legacy can be an emotional task, but it is a crucial one. By crafting a thoughtful will, you not only pro ...
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Any data or views given in the articles should not be construed as investment advice. Every effort is made to ensure the accuracy of the information but no assurance or warranties are given. Examples are for illustrative purposes only and are not a recommendation to buy or sell. Past performance is not a guide to future performance. We recommend you discuss any investment decisions with a financial adviser.
How our emotional biases can affect our investing
We may not be aware of it, but our emotions can affect how and where we invest. Our emotional and behavioural biases can subvert our rational thinking and impact our financial decision making. Whether investments are rising or falling, investors have a journey of emotions that, ...
Expect to pay more tax on your savings
The Bank of England has been increasing the base rate of interest incrementally since December 2021 to curb rising inflation. While the Bank held off raising rates in September, keeping the base rate at 5.25%, there will be many people with savings now earning a decent rate of in ...
Dividend allowance cut creates more tax-payers
More investors and company directors are being dragged into the tax net by the cut to the dividend allowance. In November 2022, the Chancellor announced that the tax-free allowance for dividend income would be cut from £2,000 to £1,000, with a further reduction to £500 to be int ...
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