Welcome to Lowes Financial Management
Where Personal Finances Are Cared For Personally
As one of the longest standing and most respected Independent Financial Advisers in the UK, we have been providing sound Independent Financial Advice to our clients and their families for generations. Our team of highly qualified Consultants, Analysts and support staff collectively implement our personal approach to financial planning enabling us to help clients build, protect and pass on their wealth.
We were one of the first firms of Independent Financial Advisers in the UK to achieve the accreditation "Chartered Financial Planners", a status which we are justifiably very proud of. We have some of the most highly qualified individuals in the country working for us to provide the most appropriate advice that meet clients' individual needs.
As an independent Financial Adviser we provide you with an unbiased, whole of market guidance and market insight in order for you to make the best and most informed financial decisions to suit your individual circumstances.
We have been hosting free financial planning seminars since 1985, offering an independent view on financial issues that may impact the decisions necessary to achieve your goals, improve your income and protect your family and wealth.
The revolutionary Pension Freedoms have been in force for three years now. First announced by the then Chancellor of the Exchequer, George Osborne, they caught the pensions industry off guard as none of the changes had been previewed before the speech.
Recently I’ve been seeing the media talk increasingly about how advances in robotics are going to be impacting our daily lives. Often there is a fear factor in these stories, with predictions of job losses and a Brave New World to which we will all have to adapt...
If there is one quality we look to extol in all our clients who have money in the investment markets, it is patience. The most damaging emotion for any investor is panic.
Defined benefit or final salary pension schemes have been making the news recently with the likes of BHS and Carillion
As we approach the end of the tax year, it pays to plan ahead. Fortunately, there are lots of simple and effective ways to reduce tax bills and make your money go further. Here are three top tips to consider before the tax year is out.
Final salary or defined benefit pension schemes are often referred to as ‘guaranteed’ or ‘gold plated’ because they provide a defined income from the date of retirement until the person dies.