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Stephen Hoggarth 

Financial Consultant

About Stephen Hoggarth

Following a brief spell as a civil servant, Stephen started his career in financial services in 1989 when he joined Prudential and later specialised in pension advice to teachers and university lecturers. However, it was when Stephen worked as a Consultant for AEGON that he began missing direct interaction with clients and made the decision to join the Lowes Technical Team in September 2011, before becoming an Independent Financial Consultant. Stephen also provides financial advice for FACT, a charity which supports cancer patients. 

“It’s about being able to talk to clients without the technical jargon that is so prevalent in our profession. At the end of the day, there should be one person a client can phone up and ask financial questions to and that should be their Consultant who has the support of some of the best the professionals in the sector.”

Together with his partner, Stephen has two children so has had to downsize his hobbies to cooking and “trying to keep fit” at the gym.

Business Qualifications

Qualification Abbreviation
Pension Transfers AF7
Financial Planning Certificate FPC
Pensions CF9
Trusts JO2
Investment Principles, Markets and Environments JO6
Pension Income Options JO5
Pension Funding Options JO4
Long Term Care CF8
Taxation, Trusts and Tax Compliance LIBF TTTC


Contact Stephen Hoggarth

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0191 281 8811

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