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Andrew Gardiner FPFS
Financial Consultant

Andrew Gardiner portrait

About Andrew Gardiner

Originally from Northern Ireland, Andrew moved to Newcastle to study Economics and Business Management at Newcastle University. Following his graduation, Andrew spent time working as a stockbroker in London before returning to Newcastle in 2005 to join the Lowes Technical Team. Building on this experience, Andrew decided become an Independent Financial Consultant, after realising he was happiest when speaking to clients on a day to day basis to build good, long-term relationships for years to come.

“There is a sense of responsibility, which I feel perhaps most when I’m advising people who need their investments to produce a regular and sustainable income because that is the income they are going to live on, that will influence their standard of living.”

Outside of work, Andrew plays for a local rugby club and enjoys walking holidays with his wife and children.


Business Qualifications

Fellow of the Personal Finance Society FPFS
Chartered Financial Planners APFS
Financial Planning Certificate FPC
Pension Planning AF3
Personal Tax and Trust Planning AF1
Personal Tax JO1 
Trusts JO2
Pension Funding Options JO4
Pension Income Options JO5
Investment and Risk CF2
Lifetime Mortgages CF7
Long Term Care CF8
Level 3 Certificate in Investments (Securities) N/A
Mortgage Advice CF6
Investment Principles, Markets and Environments JO6
Home Reversion Plans HR1
Financial Services, Regulations & Ethics RO1
Financial Planning Process AF5
Advanced Financial Planning Certificate AFPC
Pensions Update RO8


Higher Education Qualifications

Economics and Business Management BA (Hons)


Contact Andrew Gardiner

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0191 281 8811

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