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The Lowes UK Defined Strategy Fund – a ‘Highly Commended’ Innovation

30/09/2019 … Author:

The Lowes UK Defined Strategy Fund (UKDSF) was highly commended in last week’s Investment Life & Pensions Moneyfacts Awards.

The Fund was nominated for the Innovation Award and despite tough competition from the likes of  Zurich, VitalityInvest, Santander, LV, Novia and Openwork, the UK Defined Strategy Fund picked up the runners up prize.

The Moneyfacts Awards are respected for their independence with winners and runners up selected from a combination of analytical expertise of an independent judging panel and ‘front line experience’ reported directly to Moneyfacts from their readers and subscribers.

Obviously, the team at Lowes are immensely proud that the Fund has been recognised in this way.

The UKDSF, launched in December, draws upon Lowes’ structured products expertise and invests in a range of strategies which collectively, broadly replicate a diversified portfolio of auto-callable structured investments; an investment sector that Lowes has been at the forefront of, throughout its UK evolution.  By having multiple strategies in a fund structure, the Fund achieves diversification not only of individual strategies but also the counterparty credit risk that investors bear when holding individual structured products.

The fund launch was preceded by Lowes using expertise to enable the development and launch of individual structured products for the benefit of our clients and the wider market. 

The first of these, the Mariana 10:10 Plan was launched in 2015 and drew upon what we at Lowes believed to be a pricing anomaly, whereby extending the maximum possible term of an autocall (or kick-out) product beyond the then typical six years to, in this instance, ten years, had minimal negative impact on the potential returns, whilst increasing the number of potential opportunities for positive returns to be achieved.

The 10:10 Plans were followed by the Investec/Lowes 8:8 Plans, which have a maximum possible duration of eight years.  It is pleasing to note that most structured product providers have now accepted the Lowes logic, to the extent that terms beyond the traditional six year maximum are now in the majority.

As one of the UKs foremost experts in the investment field of Structured Products, Lowes have been published analysis and opinion on over 6,500 product offerings launched in the Independent Financial Advice space over the last 20 years and have an enviable reputation for sorting the wheat from the chaff.

If you would like to know more about the Lowes unique approach to investment and why the firm has an exceptional client approval rating why not arrange a free, no obligation consultation:

Call: 0191 281 8811

 

 

Further details on the Lowes UK Defined Strategy Fund, can be found on the Fund website UKDSF.com

The value of this investment can fall as well as rise and investors may get back less than they originally invested.

The Fund is suitable for investors who are seeking capital growth over a medium to long term horizon but who are willing to tolerate medium to high risks due to the potentially volatile nature of the investments.

This article is for information purposes only and should not be construed as advice. We strongly suggest you seek independent financial advice prior to taking any course of action.

The Lowes UK Defined Strategy Fund is a sub-fund of the Skyline Umbrella Fund (ICAV) and is regulated by the Central Bank of Ireland. The KIID, Prospectus, and Supplement can be accessed by visiting UKDSF.com/literature and are only available in English.

Disclosure of Lowes' Interests

Lowes has provided input into the concept, development, promotion and distribution of this Plan. The Provider’s charges/fees are built into the terms of the investment - Lowes has a commercial interest in the Plan as a result of its involvement in its development and promotion. All Plan returns are stated after allowing for the provider’s charges/fees. The aim of developing Plans in co-operation with providers, with Lowes input, is that they should be amongst the best available in the market. Lowes has robust systems and controls in place to ensure that it manages any actual or potential conflicts of interests in its activities.

Lowes Financial Management Ltd, Fernwood House, Clayton Road, Newcastle upon Tyne, NE2 1TL. Authorised and regulated by the Financial Conduct Authority.

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