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About Sham Yapa
Sham spent his childhood split between school in the midlands and his family home in Northumberland. After completing his MSc in Finance, he did his first stint at Lowes in 2003, helping the firm with its early work disseminating the UK retail structured product market. After that, he moved down to London and spent a decade each in leadership roles in investment banking and financial analysis. Sham has a depth of experience in finance gained directly from the capital markets, which he is now looking to redirect at helping individuals and families to build their financial futures.
“Having spent two decades working in the city, I’ve never been surer that durable financial health isn’t driven by niche insights and timing but by consistency and comprehensive long-term planning. Lowes have been providing this for half a century and I’m delighted to return as a Financial Planner to help clients meet their goals.”
Sham is a keen if now average sportsman and regularly cycles, plays golf, cricket and despite his advancing years, football. Outside of that he enjoys spending time with family and friends.
Business Qualifications
Qualification |
Abbreviation |
Financial Services, Regulation & Ethics | R01 |
Investment Principles and Risk | R02 |
Personal Taxation | R03 |
Pensions and Retirement Planning | R04 |
Financial Protection | R05 |
Financial Planning Practice | R06 |
Diploma in regulated Financial Planning | DipPFS |
Long Term Care | CF8 |
Higher Education Qualifications
Qualification |
Abbreviation |
Business Economics | BA (Hons) |
Finance | MSc |
Contact Sham Yapa
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0191 281 8811
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