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These pages should not be viewed as offering you advice. They are for the use of people resident and ordinarily resident in the UK only and should not be regarded as an offer or invitation to purchase savings, investment or protection products in any jurisdiction other than the UK. It is the individual investors responsibility to ensure that the type of product or investment and its tax liabilities meet with your personal requirements and are compatible with the regime which exists in the country in which you reside. Past performance is no guarantee of future returns. The price of units and the income from them can go down as well as up. Every attempt is made to ensure the accuracy of the information on these pages. However, no responsibilities can be accepted for any inaccuracy. If you have any queries about the suitability of a particular product for you then please contact an Independent Financial Advisor. Please note that the information contained within these pages does not constitute advice within the meaning of the Financial Services and Markets Act 2000. Where links are made to third party sites or web pages for the provision of additional services or for the provision of further information we cannot accept any liability for any information contained within such pages and users should satisfy themselves as to the accuracy if they have any doubts. Lowes.co.uk are services operated by Lowes Financial Management Limited who are participants in the Financial Services Compensation Scheme. Lowes Financial Management Ltd is Authorised and Regulated by the Financial Services Authority for further information please visit www.fsa.gov.uk The Financial Services Authority does not regulate certain products or services covered within the sites such as National Savings Products.