Lowes People

Andrew Gardiner

Andrew Gardiner DipPFS

Financial Consultant

Andrew joined Lowes in 2005

Email Andrew Gardiner

About Andrew

Andrew is originally from Ireland, but moved to the North East of England to study Economics and Business Management at Newcastle University. Following graduation he spent some time working as a stockbroker/advisor in London before returning to Newcastle in 2005 to join Lowes in our Technical Department. He quickly chose to move to an advisor role however, as he feels he can “gain greatest satisfaction dealing with clients on a day to day basis, building up good, long-term relationships over the years.”

Clients & Geography

Andrew currently provides an advice service to his growing client base both in the North of England and Northern Ireland.

Business Qualifications

QualificationAbbreviationYear
Financial Planning CertificateFPC2005
Personal Tax And Trust Planning AF12009
Personal TaxJO12006
TrustsJO22006
Pension Funding OptionsJO42010
Pension Income OptionsJO52009
Investment and riskCF22006
Lifetime MortgagesCF72006
Long Term CareCF82006
Level 3 Certificate in Investments (Securities)n/a2005
Mortgage adviceCF62007
Investment Principles, Markets and EnvironmentsJO62007
Home Reversion PlansHR12007

Higher Education Qualifications

QualificationAbbreviationYear
Economics and Business ManagementBA (Hons)2003
Lowes Financial Management is Authorised and Regulated by the Financial Services Authority